Individual, family or corporate group accident insurance – from fractures to permanent disability. I show you where the real differences hide behind the tables.
🎮 Slippery Day – the fixed payout softens the fall
Group accident insurance is available even for small teams, and can typically be provided as a benefit with more favourable tax treatment than wages.
A child, an athlete, a motorcyclist? The risk profile decides, not the advertisement.
The calculator gives an indicative figure for guidance only, which is not an offer – the final premium is set out in the insurers' quotes; the fine-tuning is my job.
20 minutes by phone or video: your situation, your goals, your budget. Free of charge, with no obligation.
I collect offers from the relevant insurers and hand them over in a single, easy-to-read table – strengths and weaknesses included.
You decide, I handle the paperwork. If you have a question later or your situation changes, let me know – and when a claim comes, I help you get started.
Not indemnity but pre-agreed amounts: for fractures, surgery, hospital days, permanent injury.
Read it →Life insurance cannot be taken out on a child – accident insurance can, and it fits an active childhood well.
Read it →Workplace accident, weekend football, skiing abroad – different systems pay, and they do not exclude each other.
Read it →The most valuable part of accident insurance rests on a table – worth understanding how to read it.
Read it →Roofer, industrial climber, motorbike courier – the occupation is part of the accident risk, and the contract must know it.
Read it →A well-documented accident claim is typically settled quickly – once the insurer has received the complete documentation, it pays within the deadline set out in the policy terms. This list is for that.
Read it →Accident cover can apply to working hours (typically in a corporate frame) or 24 hours a day, worldwide. Private-life risk is often the bigger one – worth thinking through.
Typical elements: accidental death, permanent disability (percentage-based), fractures, daily hospital benefit, surgery benefit. Fixed sums – spent as you see fit.
Recreational sport is typically covered; licensed competitive and extreme sports need a rider. We match the risk profile – the terms decide, not the advertisement.
Yes: in family packages children can often be insured at a discount, and typically for meaningfully higher sums than basic school insurance.
As group accident insurance, it can be arranged even for small teams, typically with more favourable tax treatment than wages under the tax rules in force at any given time – individual health underwriting typically does not apply. The exact tax category (a specifically defined benefit or wage income) depends on whether the per-person premium can be determined individually; please confirm this with your accountant or tax adviser. Details and quotes: csoportos.biz.
More aids – checklists and guides – on the Resources page.
Imi took a tumble but is in good hands – Dr. Ábel minds the recovery, the accident cover minds the lost income.
As an independent broker I make insurers compete for you – not the other way round. My advice costs you nothing.
baleset.biz is the information and quote-request page of Emánuel Dávid Tukacs, independent insurance broker. As a broker I act on the client's behalf: I compare offers from several insurers, and the decision always rests with the client. My advice is free of charge to the client – the brokerage remuneration is paid by the insurer.
